Terms of Service

Effective Date: January 2026

By accessing or using this Website, you agree to be bound by the following Terms of Service.

1. Informational Purpose Only

The Website is provided for general informational purposes only.

Nothing on this Website constitutes:

  • A binding offer or acceptance
  • Investment advice
  • Legal, financial, or commercial advice

UBI does not guarantee the accuracy, completeness, or timeliness of the information provided.

2. No Commercial Commitment

Submission of information through the Website, including supplier or partner registration, does not create any contractual, commercial, or agency relationship.

Any cooperation or transaction, if any, shall be governed by separate written agreements.

3. Intellectual Property

All content on the Website, including text, graphics, logos, and design elements, is owned by or licensed to UBI and protected by applicable intellectual property laws.

Unauthorized use, reproduction, or distribution is prohibited.

4. User Responsibilities

Users agree not to:

  • Submit false or misleading information
  • Violate applicable laws or regulations
  • Interfere with the operation or security of the Website

UBI reserves the right to restrict access for violations of these Terms.

5. Limitation of Liability

To the fullest extent permitted by law, UBI shall not be liable for any direct or indirect losses arising from use of or reliance on the Website.

6. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Important Notice

UBI reserves the right to modify these Terms of Service at any time. Continued use of the Website following any changes constitutes acceptance of the revised Terms.